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Information on mortgages, home equity loans, and consumer credit to help you use the power of financing to your advantage.
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Credit > Fixing Bad Credit
If You Are A Victim of a credit repair scam - Where to Complain
If you've had a problem with any credit scams, contact your local consumer protection agency, state Attorney General (AG), or Better Business Bureau. Many AGs have toll-free consumer hotlines. Check with your local directory assistance.
For More Information
The Federal Trade Commission enforces a number of credit laws and provides consumers with free information about them:
• The Equal Credit Opportunity Act prohibits the denial of credit because of your sex, race, marital status, religion, national origin, age, or because you receive public assistance.
• The Fair Credit Reporting Act gives you the right to learn what information is being distributed about you by credit reporting agencies.
• The Truth in Lending Act requires lenders to give you written disclosures of the cost of credit and terms of repayment before you enter into a credit transaction.
• The Fair Credit Billing Act establishes procedures for resolving billing errors on your credit card accounts.
• The Fair Debt Collection Practices Act prohibits debt collectors from using unfair or deceptive practices to collect overdue bills that your creditor has forwarded for collection.
The tips on this website should be considered food for thought only. Lendingtips.com is a clearinghouse of ideas, not a professional adviser. Before any important decision, please consult the appropriate professionals (lawyer, accountant, real estate agency, broker etc.).
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• Credit > Fixing Bad Credit Archive
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Lendingtips.com 464 Oak Avenue Naples, FL 34108
Phone (239)877-7835 Fax (239)594-5686
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