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Information on mortgages, home equity loans, and consumer credit to help you use the power of financing to your advantage.
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Often, identity theft isn’t discovered until well after the damage is done. LendingTips™ can help guide you toward recovering your good name.
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• FREE Credit Report and Credit Score.
• Is Someone "Phishing" for Your Information? Internet scammers casting about for people's financial information have a new way to lure unsuspecting victims: they go "phishing." Phishing is a high-tech scam that uses spam to deceive consumers into disclosing their credit card numbers, bank account information, Social Security numbers, passwords, and other sensitive personal information.
• How Not to Get Hooked by a ‘Phishing’ Scam.
Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.
• Tips for Protecting Your Personal Information. Every day you share personal information about yourself with others. It's so routine that you may not even realize you're doing it. You may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, buy a gift online, call home on your cell phone, schedule a doctor's appointment or apply for a credit card. Each transaction requires you to share personal information: your bank and credit card account numbers; your income; your Social Security number (SSN); or your name, address and phone numbers.
• Pretexting: Your Personal Information Revealed. When you think of your own personal assets, chances are your home, car, and savings and investments come to mind. But what about your Social Security number and your bank and credit card account numbers? To people known as "pretexters," that information is a personal asset, too.
• Take Charge: Fighting Back Against Identity Theft. Identity theft is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. In the meantime, victims of identity theft may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn't commit. Humiliation, anger, and frustration are among the feelings victims experience as they navigate the process of rescuing their identity.
• ID Theft: What's It All About
• How Identity Theft Occurs. Skilled identity thieves use a variety of methods to gain access to your personal information.
• Identity Crisis... What to Do If Your Identity is Stolen. "I don't remember opening that credit card account. And I certainly didn't buy those items I'm being billed for." Maybe you never opened that account, but someone else did...someone who used your name
and personal information to commit fraud.
• How Can I Tell if I’m a Victim of Identity Theft?
• Quick tips to guard against identity theft.
• Protect your identity. Identity theft involves someone else using your personal information to create fraudulent accounts, charge items to another person’s existing accounts, or even get a job. You can minimize the risks by managing your personal information wisely and cautiously.
• Consider Your Computer. Your computer can be a goldmine of personal information to an identity thief. Here’s how you can safeguard your computer and the personal information it stores:
• How to Dispute Credit Report Errors
• Improving Your Credit Report. Under the law, both the Credit Reportinig Agency (CRA) and the organization that provided the information to the CRA, such as a bank or credit card company, have responsibilities for correcting inaccurate or incomplete information in your report.
• Credit Repair Scams. You see the ads in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail.
• Solving Your Credit Problems. Your credit report influences your purchasing power, as well as your chances to get a job, rent or buy an apartment or a house, and buy insurance. |
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| ©2005 Lendingtips.com All rights reserved. |
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Lendingtips.com 464 Oak Avenue Naples, FL 34108
Phone (239)877-7835 Fax (239)594-5686
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