A low interest rate can mean hundreds, sometimes thousands of dollars saved over the course of a year. Learn the best ways to secure a low APR. But make sure to read the fine print. Miss even one payment and that rate could skyrocket.
• The Best Ways to Consolidate Debt, Including Credit Card DebtWith many low rate offers out there, this can be one of the easiest ways to consolidate. Start by calling your current issuer to ask what interest rates they will offer you if you transfer balances from other cards over to theirs. Go for a fixed rate if you can get it, and ask them to waive any transfer fees..
Credit Card Calculator • Credit card payoffUse this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
• Credit Card Minimum Payment Interest CalculatorThis calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill.
