Some 8 million Americans have a disability that limits or prevents them from working, according to the Health Insurance Association of America. It pays to learn how to protect your family as well as your earning power in case of a serious injury.
• Disability Income Insurance Can Meet All Your Financial Needs.Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs. The greatest number of families have no form of disability income insurance.
• Disability Insurance For The Long Term.Disability insurance covers you for an extended period of time. Should you be injured or take ill and as a result be unable to perform the duties of your employment, you will be covered under short term disability, then long term disability insurance will cover you. The coverage can be for a period ranging up to five years or until the disabled individual turns sixty five.
