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Information on mortgages, home equity loans, and consumer credit to help you use the power of financing to your advantage.
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• Save money on Insurance NOW!
• Health Insurance Coverage. Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay makes it imperative that everyone have some type of health care coverage. Government statistics estimate that over 40 million people in America are not covered by any type of health insurance on any given day. That's an enormous number of people who really are taking a financial risk.
• Insurance For The Self Employed And Those Seeking Health Insurance. When looking for insurance for the self employed for a person like yourself, it's important to remember that generally you'll find better rates if you deal directly with the insuring company. There are many confusing options available but the good news is that there are quite a number of affordable health-insurance programs out there, and navigating the maze of available policies is easier than ever with the help of the Internet. The internet now allows individuals the chance to plug in a few personal details and obtain information on insurance for the self employed. Some questions to consider when choosing your coverage are the following:
• Guide to Long-Term Care (LTC) Insurance. Insurance is an important tool for protecting yourself against risk. For instance, health insurance pays your doctor and hospital bills if you get sick or injured. But how can you protect yourself against the significant financial risk posed by the potential need for long-term care services, either in a nursing home or in your own home?
• Individual Health Insurance Plans. When looking for individual health insurance plans it's important to remember that generally you'll find better rates if you deal directly with the insuring company. The internet now allows individuals the chance to plug in a few personal details and obtain individual health insurance plans quotes.
• Cheap Health Insurance rates and personal health insurance. If you've been out of school for a couple of years or perhaps just graduated from college, you're probably a candidate for cheap health insurance. Once a person reaches a certain age they're no longer covered by their parents health insurance plan. If you're just starting out it's important to find cheap health insurance coverage. If you've just graduated from school or just started work and you don't have coverage, don't be tempted to forgo this necessary expense because you never know when an accident can happen. Most people are looking for modest coverage but also want some essentials. Generally, when a person buys their own coverage, they tend to favor high deductibles to save money on the cost of premiums.
• Choosing Affordable Health Insurance For Children. In most cases, private health insurance comes through a person's employer, who picks up the majority of the cost of premiums. However, today many people, who are either self-employed or who work for a company that doesn't offer health insurance, find it necessary to obtain quality affordable health insurance for children. There are a wide range of plans and offerings of affordable health insurance for children and it's necessary to pick and choose from among the many plans available. For example, if you feel your family may need alternative health options such as massage therapy or acupuncture, you'll want to make sure your plan covers these choices.
• Clinton: More must be done to improve health coverage for all. Former President Clinton, speaking Monday at a forum on health care access, contrasted his own recent medical care with that received by less-fortunate Americans.
• UnitedHealth reports 45.8 percent jump in quarterly earnings. UnitedHealth Group, the nation's second- largest managed care company, reported Thursday that fourth-quarter earnings leapt 45.8 percent, capping a year in which it added six million new members.
• Medicare to cover Viagra, similar sex performance drugs. Sexual performance drugs such as Viagra will be covered in Medicare's new prescription drug program, a lifestyle rather than lifesaving benefit that conservatives and watchdog groups say the government shouldn't provide.
• New health secretary tells states to clean up their act on Medicaid. President Bush's new health secretary accused some states on Tuesday of mismanaging their Medicaid programs and cheating the federal government and taxpayers of as much as $40 billion over a decade.
• Employers to offer health plans to millions of uninsured workers. Part-time workers, contractors, and early retirees who usually wouldn't qualify for corporate health insurance could get coverage under a plan announced Thursday by a consortium of dozens of large companies.
• Bush to propose easing Medicaid load with tax incentives to buy health coverage. Aiming to increase the number of people with health insurance, President Bush will propose a tax credit of up to $3,000, administration officials said Friday.
• Leavitt says administration trying to help more people get health insurance. President Bush will propose about $140 billion in new spending over the next decade to help more people get health insurance, Health and Human Services Secretary Mike Leavitt said Thursday.
• Six health insurance plans to be offered to uninsured workers. Level One: Discount Network. Not insurance, this level allows workers to buy into the discounts negotiated by health insurers. Cost: $4.41 per month.
• Workers told 'no smoking,' even if it's at home. A Michigan company's decision to dismiss workers who smoke, even if it's on their own time, has privacy and workers' rights advocates alarmed and is raising concerns about whether pizza boxes and six packs are the next to go.
• Medicare expands coverage of defibrillators to people with weak hearts. About 500,000 Medicare beneficiaries can now receive coverage for expensive defibrillators _ if they agree to release details about their cases to a database shared by hospitals, Medicare officials said.
• Harvard study: Illness, medical bills account for about half of bankruptcies; Costly illnesses trigger about half of all personal bankruptcies, and most of those who go bankrupt because of medical problems have health insurance, according to findings from a Harvard University study to be released Wednesday.
• Health care premiums jump 11.2 percent, fourth consecutive year of double-digit increases. Health care costs continued to surge this year as family premiums in employer-sponsored plans jumped 11.2 percent, the fourth year of double-digit growth, according to a new study.
• Details of the medical savings account program. Questions and answers about medical savings accounts.
• What is a health savings account and what are its benefits? Question. My employer is offering a Health Savings Account as a health insurance option next year. What is it and what are its benefits?
• Making sure your health insurance company isn't curbing your medical treatment. How can I ensure that my medical treatment isn't shortchanged by my health plan's financial concerns?
• Learning about insurance: a life lesson for your child. Why should you bother teaching your children about insurance? It's boring, and they're young and healthy, right? |
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