Homeowners Insurance, Property Insurance

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Rates for homeowners insurance are rising. Taking the time to shop around can mean huge differences in premiums. Get your research off the ground with these articles and tips.

• Save money on Insurance NOW!

• Do I need an inventory for my homeowner's insurance policy? I recently took out a homeowner's insurance policy. As part of the paperwork, my insurance agent gave me a homeowner's inventory to fill out. The inventory, which asks me to list my possessions including the serial numbers of any electronics I own, is quite extensive and will take a lot of time to complete. Is this something I have to do?

• Federally backed insurance can protect homeowners from flood losses. Spring rains may be good for lawns and gardens, but they're not necessarily beneficial to all homeowners.

• Homeowners need to review insurance policies ahead of storms. The hurricanes slicing through southern states should prompt consumers elsewhere to check their homeowners insurance policies to make sure they've got enough coverage.

• Homeowners should review insurance policies annually. Floods in Texas. Wildfires in Arizona. Tornadoes in Maryland and Kentucky. The disasters of summer, whether natural or man-made, should serve as a reminder that it's a good time to review your renters' or homeowners' insurance.

• Shop around for better rates on homeowners, auto insurance. With the cost of auto and homeowners insurance rising rapidly, it's a good idea to review policies to see if there are ways to reduce premiums.

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