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Information on mortgages, home equity loans, and consumer credit to help you use the power of financing to your advantage.
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More full-time students are taking on debt to pay for college, reflecting rising costs and greater loan options. As this trend continues, college students are graduating deeper in debt each year.
Diplomas in hand, college graduates now must face the real-world test of paying off the student loans and credit card debt they accumulated in school. Fortunately there are options available for dealing with this debt.
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• No cost student loan consolidation
• 2005-2006 General Student Aid Information - Tips to Getting Aid Without Delay!
• Should I consolidate. If a Direct Consolidation Loan offers you a lower rate than your current loans, you may want to consolidate. Currently, the interest rate for a Direct Consolidation Loan is based on the weighted average interest rate on the loans being consolidated, rounded to the next nearest higher one-eighth of one percent. This rate is fixed for the life of the loan and cannot exceed 8.25 percent. Use our online calculator to find out what your weighted average interest rate would be if you consolidate with us.
• Federal Student Financial Aid Deadlines.
• What Students and Parents MUST Know about Student Loans. A student loan helps you get through college. Then you come out into a high-paying career. It's a great investment in your (or your sons/daughters) future. Student loans generally give you a good deal. You get below-market interest rates, and you get a $2500 federal tax credit on interest paid over any period of time (previously first 60 months only)
• A College Loan Will Finance Your Education! A college loan has given people all over the United States a chance to further their education, even if they are not making a lot of money. Education loans can be a big help in paying for college. You'll find these loans offer a low interest rate and a generous repayment period.
• Overwhelmed By Student Loan Debt? Consider a Consolidate Student Loan.
A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make only one payment per month, you should apply for a Federal Consolidation Loan. With loan consolidation, your lender will combine your present loans into one single loan. If you do decide to get a consolidate student loan, you will pay interest on a fixed rate. The rate is determined by the average of your loans, and is averaged up to the nearest .125 percent. If you make direct loan electronic payments, you may get a lower interest rate. As student loan debt is usually not the largest debt a person has, it may make sense to include it in a consolidate student loan.
• Dos and don'ts: Student loans.
Parents should begin saving money early for their children's college education because of the high costs and expectations that parents will pay part of the costs associated with the education. Several stock mutual funds are recommended.
Loan Calculator
• Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
• Loan Prequalification Calculator. Use this calculator as your first step in determining your ability to qualify for a loan.
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Lendingtips.com 464 Oak Avenue Naples, FL 34108
Phone (239)877-7835 Fax (239)594-5686
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